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Learning About Car Insurance

Hello, my name is Cliff Bolton. Welcome to my site about vehicle insurance. I wanted to learn all I could about insurance before I started driving to go into the decision-making process with ease. Once I started exploring the insurance industry, however, I could not stop reading. I learned all I needed to know to obtain car insurance and much, much more. I created this site to share this knowledge with my readers. I hope to help others tackle this important decision without worry. Please feel free to drop by daily to learn new information about this important topic. Thank you for visiting my site.


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Learning About Car Insurance

5 Steps To Protecting Your Vehicle In A Hurricane

by June Peterson

The New York Post has recently informed everyone to "brace for a truly terrible hurricane season". Experts are predicting that there is a 62 percent of a hurricane making landfall on United States soil this year. Some say this year may be the most dangerous that people have seen in a dozen years. If you live in an area that is susceptible to hurricanes, are you prepared for this? Is your home prepared? Is your vehicle prepared? The last thing you want is to be caught off-guard when disaster strikes. So, here are five tips to help you protect your vehicle:

Tip #1: Take Pictures Beforehand.

In the event that your vehicle is damaged during a hurricane storm, you need to have proof of the condition that your car was in prior to the storm, hence the pictures. The custom auto insurance company will need these pictures for your claim. Take photos of both the interior and exterior of your vehicle.

Tip #2: Store Important Documentation in a Safe Place.

Make copies of your vehicle's insurance and registration and then store them in a plastic, zip-top bag. It is also a good idea to make sure that each member of the family has a copy of these documents in case you all get separated during the disaster. Also, don't forget to have an emergency meeting location in case a separation does happen.

Tip #3: Fill Up Your Vehicle's Tank.

Prior to a hurricane hitting, you want to make sure that your vehicle has a full tank of gas. The last thing that you need is to get in the car, ready to get out of town, only to realize that you are sitting on one-quarter of tank of gas and the filling stations around you are either packed full with people needing gas or are out of gas, leaving you with nowhere to go but back to your home in the middle of a "war zone".

Tip #4: Park Your Vehicle in a Safe Location.

If you are staying put during a hurricane, make sure that your vehicle is not parked out in the open. Instead, you need to protect it from the high winds as well as the water. You will want to try to park it in a garage whenever possible. If this is not an option, try to park it near a building so that there is at least some level of protection from the high winds. You will definitely want to avoid parking your vehicle beneath power lines or trees, as these can be blown down and severely damage your car.

Tip #5: Inspect Your Vehicle.

Once the hurricane storm has blown over and everyone in the family is safe and accounted for, you will want to inspect your vehicle. If damage has occurred, take photographs for the insurance company. Make sure to only drive if absolutely necessary. When driving, keep a close eye out for downed power lines, flooded roads, etc.