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Learning About Car Insurance

Hello, my name is Cliff Bolton. Welcome to my site about vehicle insurance. I wanted to learn all I could about insurance before I started driving to go into the decision-making process with ease. Once I started exploring the insurance industry, however, I could not stop reading. I learned all I needed to know to obtain car insurance and much, much more. I created this site to share this knowledge with my readers. I hope to help others tackle this important decision without worry. Please feel free to drop by daily to learn new information about this important topic. Thank you for visiting my site.

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Learning About Car Insurance

    3 Weird Things Covered By Your Renter's Insurance

    Are you currently renting? Your landlord has insurance on the apartment or house you are renting, but unfortunately your personal things will not be covered if there's a fire, theft, or other loss. Purchasing a renter's insurance policy gives you peace of mind knowing your personal belongings lie furniture and TV are covered in case something happens to them. But here are a few surprising things your renter's policy can also cover that you may not know about.

    Commercial Property Insurance Products for Small Business Owners

    Starting your own business can be a great way to generate income while setting your own schedule and doing something that you love. Many small business owners find themselves facing some growing pains when establishing a successful business, and some of these growing pains are related to the insurance products that a small business needs to protect itself from financial ruin. If you are confused about the insurance products available to small business owners on the market today, here are three types of commercial property insurance products that you should focus on in order to ensure your small business is protected in the future.

    Uncontrollable Factors That Affect Auto Insurance Premiums

    If you ever compare the amount of money you pay for auto insurance to the amount other people pay, you may see some major differences. While the types of cars each of you have can affect your rates, there are other things that also affect the rates you and others pay for auto insurance. Some of these factors are within your control, but there are a number of other factors that are not.

    Four People to Notify If Your Car Is Stolen

    An insurance claim for a stolen car is probably one of the most expensive claims you can make to your insurance company. If your car is stolen, you need to do everything by the book and ensure that you don't face any complications while processing your claim. For example, you should notify all these four parties if your car is stolen: The Police There are several reasons the authorities are the first people you should contact.

    Why Some States Require Proof Of Insurance Prior To Title And Registration

    Some states in this country require proof of insurance before they will allow you to apply for and receive a vehicle title and registration on your car. If you are like most people, you may find that this is quite a hassle, since you may not have driven your vehicle at all yet and you cannot drive it until you get the title and registration cleared away. However, these states have some very valid reasons for making this a law.

    Tips to Help Encourage Your Teenager to Drive Safely

    Many parents fear the day when their children will reach the age where they can drive. While this can be frightening in some cases, having children that are old enough to drive can also be beneficial. This may reduce the amount of trips you must make to bring them places, and teens can be great for helping with running errands for you. As you prepare for your teen to start driving, you may want to find ways to encourage him or her to develop safe driving habits, and here are some ideas that you may want to use.

    How Your Credit Affects Your Auto Insurance Premiums

    Whether you apply for a credit card, seek financing for a new car or qualify for a home loan, your credit history will play a deciding factor in your being approved or denied. Believe it or not, it can also affect how much you'll end up paying for auto insurance. The following takes a look at how your credit score and credit history can affect your auto insurance rates. Creditworthiness as a Measure of Risk

    Choosing When To Use Your Auto Insurance Deductible

    If you have damaged your car in a crash, one of the debates you will have to settle is whether to file a claim or carry out the repairs on your own. This debate can be particularly tricky for relatively minor damages. Consider these four issues before making up your mind: Difference between Your Deductible and Damage Cost In most cases, you pay a standard deductible whether the damage requires minimal or costly repairs.