About Me

Learning About Car Insurance

Hello, my name is Cliff Bolton. Welcome to my site about vehicle insurance. I wanted to learn all I could about insurance before I started driving to go into the decision-making process with ease. Once I started exploring the insurance industry, however, I could not stop reading. I learned all I needed to know to obtain car insurance and much, much more. I created this site to share this knowledge with my readers. I hope to help others tackle this important decision without worry. Please feel free to drop by daily to learn new information about this important topic. Thank you for visiting my site.


Latest Posts


Learning About Car Insurance


4 Important Questions To Ask Before Buying Car Insurance

There are thousands of car insurance companies in the U.S., making the entire process of buying an auto insurance policy complicated and confusing. You may be tempted to go with what your buddies are using or the company offering the cheapest rates, but that may not be the best way to approach the process.  You see, different insurance companies have different rates, coverage plans, and methods of calculating premiums. Asking the right questions is important to ensure you're getting the right coverage for your unique situation.

Do You Need To Purchase Commercial Automobile Insurance? The Answer Might Just Surprise You!

If you are operating a large commercial truck, the need to purchase commercial auto insurance is rather obvious. However, many small business owners and even sole proprietors can actually find themselves in need of this type of automobile insurance without realizing it. Unfortunately, far too many of these individuals do not discover this fact until they find themselves dealing with an insurance claim against their personal insurance policy that has been denied because they failed to purchase the right type of insurance coverage.

Benefits Of Using An Independent Car Insurance Agent

Buying car insurance is no longer complicated as it used to be a few years ago. Today, you have the option of purchasing car insurance from a captive agent, independent agent, or online. Each option has its perks, but you should use independent car insurance agents for personalized services. Buying insurance online might seem convenient, but it can be difficult if you don't know how to go about the process. Here are the various benefits of purchasing car insurance from an independent agent.

Is Pay Per-Mile Motorcycle Insurance Right For You?

For many motorcyclists, there truly is nothing quite like being able to hop on a bike and hit the open road. However, this does not mean that your motorcycle is your primary means of transportation. In fact, for many bike riders, the opportunity to take their bikes out for a spin does not come around often enough. Perhaps the worst part is that while they do not get to ride their motorcycle as often as they may like, they often get stuck paying high insurance rates every month even if they were only able to squeeze in a few short miles on the road.

3 Benefits of Having an Auto Insurance Policy

Owning a car is a luxury that everyone wishes to have. Still, this luxury always comes with a fair share of responsibilities, including acquiring an auto insurance policy for your car. Driving a car can come with many uncertainties, including damaging other people's property, and accidents. When any or all of these happen, you may never be able to pay up for everything you damage or harm during the accident. It, therefore, follows that for everything to be fair, car owners must have an auto insurance policy that will help cover such uncertainties.

Home Insurance in a Nutshell

A home is supposed to provide comfort and shelter. It is the place you need to feel safe. This is why you need to ensure that, no matter what, you will always have somewhere to go back to at the end of the day. Homeowner's insurance exists to assure you of shelter in all circumstances. But, before you purchase home insurance, here are some basics you need to understand. Types Of Home Insurance

Tips When Having an Insurance Brokerage Appraised

If you have an insurance brokerage and you're at the point of finally selling it, conducting a formal appraisal is pretty standard practice. With it, you can accurately value your insurance company. So that everything works out with this appraisal, take these steps.  Start Collecting Relevant Information To help this appraisal go much more smoothly and get completed quicker, you need to collect relevant information about your insurance brokerage. Then you can hand it over to the appraiser to facilitate their valuation process.

3 Facts You Should Know About Uninsured Motorist Coverage

When purchasing a new car insurance policy, you will be given the choice of purchasing additional different types of optional coverage. One of these optional types of coverage is known as uninsured motorist coverage. If you are not familiar with this coverage option or have chosen to decline this coverage in the past, you should take a few moments to review the facts outlined below before deciding whether or not to add this type of coverage to your next auto insurance quote.

5 Common Myths About Home Insurance

No matter what size home you have, it is likely your biggest investment. That is why it is crucial to protect it with sufficient home insurance. It can protect your house against fires, storms, burglaries, and other types of disasters. However, when you shop around for insurance, don't fall for the common myths. Here are some common misconceptions about home insurance you should not believe. Home Insurance Covers Every Item You Own

How Your Vehicle Type Affects Your Auto Insurance Rates

One of the biggest factors affecting your car insurance rates is the type of vehicle you own. Insurance companies use research and algorithms to determine your auto insurance rates. If your vehicle tends to have higher risks and costs, then you will pay more for your insurance. Though it may seem obvious some cars would obviously have higher insurance, it's not always the case. Some of the models with higher insurance costs may surprise you.